Terms of Use

1. Acceptance of Terms

By accessing and using CalculatorZone.net, you accept and agree to be bound by the terms and provision of this agreement. These Terms apply to all visitors, users, and others who access or use the service.

2. Description of Service

CalculatorZone.net provides free online calculators and calculation tools for various purposes including:

• Financial calculations (mortgages, loans, investments)
• Health and fitness calculations (BMI, calories, body fat)
• Mathematical calculations (scientific, statistical)
• Everyday utility calculations (age, date, time, conversions)

Our services are provided "as is" and are available free of charge.

3. User Responsibilities

3.1 Acceptable Use

You agree to use our services only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the service for any illegal or unauthorized purpose
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the service or servers
• Use automated systems to access the service excessively
• Reverse engineer or attempt to extract source code
• Violate any applicable laws or regulations

3.2 Account Security

While we do not require account creation for basic calculator use, if you choose to subscribe to our newsletter or contact us, you are responsible for maintaining the confidentiality of any information you provide.

4. Accuracy and Reliability

4.1 Calculation Accuracy

While we strive to provide accurate calculations, we cannot guarantee that all results will be error-free or suitable for your specific needs. You should:

• Verify important calculations independently
• Consult with qualified professionals for critical decisions
• Use our calculators as tools, not as professional advice

4.2 No Professional Advice

Our calculators and results do not constitute professional financial, medical, legal, or other advice. Always consult with qualified professionals before making important decisions based on our calculations.

5. Intellectual Property Rights

5.1 Our Content

The content, features, and functionality of CalculatorZone.net, including but not limited to text, graphics, logos, images, and software, are owned by us and are protected by copyright, trademark, and other intellectual property laws.

5.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our services for personal, non-commercial purposes, subject to these Terms.

5.3 Restrictions

You may not:

• Copy, modify, or distribute our content without permission
• Use our content for commercial purposes
• Remove or alter any copyright or proprietary notices
• Create derivative works based on our content

6. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. Key points include:

• We do not store your calculation data
• We collect minimal personal information
• We use industry-standard security measures
• We do not sell your personal information

7. Disclaimers and Limitations of Liability

7.1 Service Availability

We strive to maintain service availability but do not guarantee uninterrupted access. Our services may be temporarily unavailable due to maintenance, updates, or technical issues.

7.2 Disclaimer of Warranties

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to:

• Merchantability
• Fitness for a particular purpose
• Non-infringement
• Accuracy or completeness

7.3 Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses resulting from your use of our services.

8. Indemnification

You agree to indemnify, defend, and hold harmless CalculatorZone.net and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your use of our services or violation of these Terms.

9. Third-Party Links and Services

Our website may contain links to third-party websites or services. We are not responsible for:

• The content or privacy practices of third-party sites
• Any damages or losses caused by third-party services
• The availability or accuracy of third-party content

Your use of third-party services is at your own risk and subject to their terms and conditions.

10. Termination

10.1 Termination by You

You may stop using our services at any time. If you have subscribed to our newsletter, you can unsubscribe at any time.

10.2 Termination by Us

We may terminate or suspend your access to our services immediately, without prior notice, if you breach these Terms or for any other reason at our sole discretion.

10.3 Effect of Termination

Upon termination, your right to use our services will cease immediately. Provisions that by their nature should survive termination will remain in effect.

11. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes by:

• Posting the updated Terms on our website
• Updating the "Last updated" date
• Providing notice through our website or email (if subscribed)

Your continued use of our services after changes become effective constitutes acceptance of the new Terms.

12. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction where our company is located, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in that jurisdiction.

13. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the remaining Terms will remain in full force and effect.

14. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and CalculatorZone.net regarding the use of our services and supersede all prior agreements and understandings.

15. Contact Information

If you have any questions about these Terms, please contact us:

16. Acknowledgment

By using CalculatorZone.net, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. You also acknowledge that you have read and understood our Privacy Policy.